CIBC offers the full suite of business and consumer banking products and investment vehicles. There is a selection of premium and popular cards, including rewards, business, and student cards.
Secured Credit Cards
There are plenty of everyday cards such as CIBC Select Visa, Classic Visa, and Platinum Visa that feature no or low annual fees, authorized spending limits, and other added benefits. The bank offers platinum and standard cards with affordable rates on cash advances and purchases. Student credit cards boost purchasing power and help make secured purchases and earn cash back. Online tools are available for credit management and travel notifications. In addition to rewards cards, CIBC features secured cards that require no deposit if taken with another product offered by the bank. Clients with poor credit benefit from no-fee banking and secured cashback cards while customers with excellent credit are offered premium discounts and special offers. Cardholders are offered access to exciting events, weekend getaways, escapes, discounted airfare, and other travel privileges. Rewards programs feature added benefits such as entertainment planning, booking assistance for amusement park passes and sightseeing tours, and more.
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Other CIBC cards: http://cibc-credit-card.creditcardreview.ca/
Secured Credit Cards: http://financialized.com/CreditCards/secured-credit-card-for-people-with-money-problems
Customers are allowed to use their miles toward merchandise, including holiday and last minute deals, garden and home accessories and décor, and more. Home and garden merchandise is also offered, including hand tools, home appliances, and furnishings. Clients use their points toward phones, gadgets, home theatre systems, and more. Items such as bamboo kitchen sets and carbon offsets require less than 10,000 aeroplan miles while items such as electric bikes, laptops, and push mowers require 50,000 to 100,000+ points. There are gift cards for long distance calls, entertainment, and coffee breaks.
Cardholders can choose from hotel gift cards, cruise certificates, discounts on travel packages, and a lot more, but certificates are non-exchangeable and non-refundable. CIBC offers premium business cards with no restrictions or blackout dates and travel rewards. Some products combine the features of LOCs and credit cards and feature no annual fees. CIBC also offers investment and wealth management services, day-to-day banking solutions, and other products.