Scotiabank offers convenient banking and borrowing tools such as currency and account services, credit cards, and lines of credit. There are business and personal cards by Visa and AMEX that go with attractive rates, cash back, and other benefits.
The bank features 
secured and standard credit cards with special features, promotional offers, and access to special amenities. Points are redeemable for merchandise such as disc players, briefcases, home entertainment systems, bangles and necklaces, LED smart TVs, and other merchandise. Participating merchants also offer rewards such as dinnerware sets and casseroles, wine gift sets, 4-slice toasters, electric slow cookers, and other kitchen appliances and items. Merchants offer plenty of rewards, including training bikes, travel gear, and other merchandise.
An activity and sleep tracker, for instance, requires 16,700 rewards points. Retailers also feature zoom cameras, iPads, disc players, and other items. The bank also offers a newsletter that features special offers and rewards.Clients can also choose from a selection of specialty cards that feature points on entertainment, dining, and shopping. Some no fee cards go with 1 percent cash back on recurring payments and purchases and low introductory rates. Customers enjoy exclusive access to experiential tours, seating at high-end restaurants, and winery tours.
There are specialty cards such as the ScotiaHockey Visa (http://scotiabank-credit-card.creditcardreview.ca) that offer points toward tickets, gear, and other NHL merchandise (http://shop.nhl.com/).
Scotiabank features online tools for enhanced shopping security and point redemption. Some products feature low fees of $15 – $30 for supplementary cards . Customers are also allowed to pay for large purchases such as utility bills and premiums. Clients are also offered 4 percent cash back on certain categories such as groceries.
The Bank of Nova Scotia features premium business cards that earn cash back on insurance, internet, and other payments. Many business cards feature a long interest-free period of at least 25 days. Business cards also feature benefits such as unrestricted travel options. Customers can choose from specialty cards with investment vouchers, comprehensive insurance, and brand-name merchandise. Consolidating card payments helps save on service charges.